YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

 

The Value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

 

Financial planning for your retirement

Maintaining your standard of living in retirement is a concern for many people. The Government’s message that individuals need to be taking more responsibility for their financial wellbeing must be taken on board with the State no longer providing an adequate retirement pension, the rapid decline in final salary pension schemes and increased longevity.

 

Your situation is complex

Many people’s pension situation is complex, with a number of different pension schemes being accumulated over their working life. As part of our financial planning process, will take time to unravel the detail and consider whether you have adequately provided for your retirement.

 

You need sound retirement planning advice

You can do much to ensure that sufficient critical capital is built up. This may include the best use of your annual ISA allowance or setting up a stakeholder pension. For larger sums, a Self Invested Personal Pension (SIPP) might be appropriate. We can give you useful SIPP advice, ensuring that any SIPP investments you might make are consistent with your retirement financial planning goals.

 

You need tax efficient solutions

We will always consider the tax implications of our advice. However, any decisions should be made in the context of your overall financial plan, rather than to achieve a short term tax benefit.

 

A financial planner who understands legislation

The latest pension legislation came into effect on 6th April 2006, often referred to as “A” day. We specialise in retirement planning and are able to offer you the very best in retirement planning advice.

 Tax Planning is not regulated by the Financial Conduct Authority.

In a hurry?

Leave your details, and we'll be in touch with you.

Details submitted through this form are confidential. We will process any personal information collected in this form in accordance with our Privacy notice. The information therein is used only to contact you to discuss the areas you've expressed an interest in. Please note the contents of this form is sent via email and therefore may not be secure.

Details submitted through this form are confidential. We will process any personal information collected in this form in accordance with our Privacy notice. The information therein is used only to contact you to discuss the areas you've expressed an interest in. Please note the contents of this form is sent via email and therefore may not be secure.

Featured news

    5 mortgage costs you might not know about

    If you’re looking for the most competitive mortgage, there’s more to it than simply choosing the dea…

    Read More

    Rent or buy? How they compare

    If you’re thinking about getting on to the property ladder, you’re probably wondering whether buying…

    Read More

    Can I Insure My Home If It's Left Unoccupied?

    It may come as a surprise to some homeowners that some standard home insurance does not cover a hous…

    Read More